YonderHiring

Senior Credit Risk Manager

  • GBP 111,342 to 126,347 per year
  • Remote, United Kingdom
  • Lead
  • Posted 6 weeks ago
In one line

Senior, hands-on credit risk role owning underwriting strategy end to end at a rewards card company, from rules and models to portfolio results.

About the role

Suits someone who has genuinely owned underwriting decisions rather than supported them, and who can move quickly while staying responsible. Works closely with the CRO and the wider risk team, with direct access to leadership.

At a glance

Pay
GBP 111,342 to 126,347 per year
Remote scope
Remote, United Kingdom
Seniority
Lead
Skills
Credit risk, Underwriting strategy, Application scoring, Affordability, Portfolio monitoring, Decisioning rules, Pricing
Posted
9 Sep 2026
Last checked
18 Oct 2026

What you will do

  • Own underwriting strategy for new and existing members within the agreed risk appetite
  • Write the analysis and materials for Credit Committee, Board and regulator meetings
  • Work with Finance, Fraud, Collections, Marketing and Product before changes go live

What they look for

  • Deep credit risk experience in financial services with real ownership of underwriting strategy
  • Comfort presenting and defending numbers to leadership and regulators
  • Ability to hunt for internal and external data that improves risk selection and pricing

A typical week

  • Running analysis and testing on application scoring, affordability and line setting
  • Reviewing portfolio monitoring metrics and turning weak spots into strategy changes
  • Building or refining rules in the decisioning engine yourself
  • Meeting Finance, Fraud, Collections, Marketing or Product on upcoming changes
  • Preparing and presenting recommendations to leadership or the regulator

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Questions about this job

Is this job fully remote, and from where?

Yes. The posting lists Senior Credit Risk Manager as a remote role for candidates in the United Kingdom.

What does this job pay?

The posting states GBP 111,342 to 126,347 per year.

What experience is needed?

It is a lead role. The posting asks for: deep credit risk experience in financial services with real ownership of underwriting strategy; comfort presenting and defending numbers to leadership and regulators; ability to hunt for internal and external data that improves risk selection and pricing. Skills it names include Credit risk, Underwriting strategy, Application scoring, Affordability.

How do I apply with Keywordise AI?

Select Apply with Keywordise AI, sign up and upload your CV. Keywordise writes a CV and a cover letter for this job from your real experience and applies for you. The 7-day free trial needs no card.

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